6 March 2025 – London: Specialist property lender KHK Capital has secured an expanded £65 million revolving credit facility from long-term funding partner Shawbrook, with support from Hampshire Trust Bank (HTB). This increase marks a major milestone in KHK’s growth journey, as the company continues to provide short-term, property-backed loans to property professionals across the UK.
Originally launched in 2020 with a £12.5 million facility from Shawbrook, the partnership has evolved significantly. The facility was syndicated with HTB in 2022 and, following strong portfolio performance and operational efficiency, both banks have now increased the combined facility to £65 million, extending the term by three years.
During its four-year relationship with Shawbrook, KHK’s loan book has grown to £100 million, reflecting consistent growth supported by a lean and effective operational model. KHK’s emphasis on borrower trust, expert underwriting, and streamlined processes—including investment in automation—has allowed the firm to scale rapidly while maintaining efficiency in both costs and staffing.
Andy Kent, Director at KHK Capital, stated:
"Securing this additional funding is a significant milestone for KHK Capital, reinforcing our commitment to providing property professionals with tailored, short-term lending solutions. Our relationship with Shawbrook has been instrumental in our growth, and with HTB’s continued support, we are well-positioned to expand our loan book further while maintaining our high standards of service and underwriting expertise."
Shawbrook’s continued involvement underscores its commitment to supporting long-term client ambitions.
"We are delighted to continue our partnership with KHK Capital and support its impressive growth journey," said Luke Randell, Director at Shawbrook. "KHK has demonstrated its ability to scale effectively while maintaining a strong underwriting philosophy and client-focused approach."
Paul Maurici, Managing Director at HTB, added:
"We are pleased to have played a key role in supporting KHK Capital’s growth alongside Shawbrook. KHK has built a strong reputation in the specialist property lending market, and this latest facility increase ensures they have the capacity to continue meeting the evolving needs of property professionals."
Travers Smith acted for Shawbrook on the transaction.
The additional funding provides KHK with critical headroom to originate new loans and continue its trajectory of sustainable growth in the specialist property lending market.
